Call reports 2018
SIMPLYBANK. — 2018
What SIMPLYBANK. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 328,140,000 | 329,479,000 | 329,183,000 | 338,593,000 |
| Total loans | 261,630,000 | 264,607,000 | 277,288,000 | 280,613,000 |
| Allowance for loan losses | 2,901,000 | 2,946,000 | 3,062,000 | 3,254,000 |
| Securities available for sale | 17,932,000 | 16,442,000 | 22,279,000 | 22,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,722,000 | 278,031,000 | 277,790,000 | 288,223,000 |
| Interest-bearing deposits | 221,482,000 | 223,297,000 | 223,275,000 | 232,741,000 |
| Noninterest-bearing deposits | 55,241,000 | 54,734,000 | 54,515,000 | 55,482,000 |
| Equity capital | 32,202,000 | 32,603,000 | 32,719,000 | 33,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,912,000 | 8,028,000 | 12,314,000 | 16,723,000 |
| Interest expense | 541,000 | 1,118,000 | 1,727,000 | 2,451,000 |
| Net interest income | 3,371,000 | 6,910,000 | 10,587,000 | 14,272,000 |
| Noninterest income | 541,000 | 1,102,000 | 1,749,000 | 2,365,000 |
| Noninterest expense | 2,725,000 | 5,441,000 | 8,421,000 | 11,436,000 |
| Provision for loan losses | 0 | 50,000 | 200,000 | 400,000 |
| Pretax income | 1,187,000 | 2,521,000 | 3,715,000 | 4,772,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,187,000 | 2,521,000 | 3,715,000 | 4,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,513,000 | 32,960,000 | 33,131,000 | 33,293,000 |
| Total capital | 35,414,000 | 35,907,000 | 36,193,000 | 36,547,000 |
| Risk-weighted assets | 263,949,000 | 270,188,000 | 277,427,000 | 291,054,000 |