Call reports 2017
SIMPLYBANK. — 2017
What SIMPLYBANK. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 312,713,000 | 299,024,000 | 316,374,000 | 316,580,000 |
| Total loans | 243,004,000 | 244,287,000 | 245,247,000 | 257,561,000 |
| Allowance for loan losses | 2,730,000 | 2,947,000 | 2,946,000 | 2,871,000 |
| Securities available for sale | 17,761,000 | 16,999,000 | 16,613,000 | 18,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,153,000 | 246,814,000 | 263,810,000 | 265,274,000 |
| Interest-bearing deposits | 205,507,000 | 196,102,000 | 210,980,000 | 211,347,000 |
| Noninterest-bearing deposits | 55,646,000 | 50,712,000 | 52,830,000 | 53,927,000 |
| Equity capital | 31,302,000 | 31,692,000 | 31,971,000 | 31,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,736,000 | 7,378,000 | 11,120,000 | 14,888,000 |
| Interest expense | 322,000 | 660,000 | 1,058,000 | 1,550,000 |
| Net interest income | 3,414,000 | 6,718,000 | 10,062,000 | 13,338,000 |
| Noninterest income | 486,000 | 1,083,000 | 1,587,000 | 2,007,000 |
| Noninterest expense | 2,436,000 | 4,861,000 | 7,371,000 | 10,351,000 |
| Provision for loan losses | 225,000 | 450,000 | 525,000 | 525,000 |
| Pretax income | 1,239,000 | 2,490,000 | 3,753,000 | 4,469,000 |
| Income tax | 79,000 | 158,000 | 239,000 | 0 |
| Net income | 1,160,000 | 2,332,000 | 3,514,000 | 4,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,349,000 | 31,651,000 | 31,955,000 | 32,023,000 |
| Total capital | 34,079,000 | 34,598,000 | 34,901,000 | 34,894,000 |
| Risk-weighted assets | 237,823,000 | 243,035,000 | 248,776,000 | 259,915,000 |