Call reports 2013
SIMPLYBANK. — 2013
What SIMPLYBANK. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 238,641,000 | 238,569,000 | 235,721,000 | 240,839,000 |
| Total loans | 186,470,000 | 189,797,000 | 197,707,000 | 200,535,000 |
| Allowance for loan losses | 3,823,000 | 3,980,000 | 3,875,000 | 3,800,000 |
| Securities available for sale | 21,708,000 | 20,223,000 | 18,710,000 | 18,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,165,000 | 209,840,000 | 206,508,000 | 211,879,000 |
| Interest-bearing deposits | 172,599,000 | 170,521,000 | 169,396,000 | 175,095,000 |
| Noninterest-bearing deposits | 37,566,000 | 39,319,000 | 37,112,000 | 36,784,000 |
| Equity capital | 24,866,000 | 25,408,000 | 25,457,000 | 25,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,090,000 | 6,271,000 | 9,308,000 | 12,462,000 |
| Interest expense | 293,000 | 576,000 | 847,000 | 1,113,000 |
| Net interest income | 2,797,000 | 5,695,000 | 8,461,000 | 11,349,000 |
| Noninterest income | 373,000 | 713,000 | 1,110,000 | 1,379,000 |
| Noninterest expense | 1,990,000 | 3,949,000 | 5,937,000 | 8,136,000 |
| Provision for loan losses | 200,000 | 350,000 | 350,000 | 350,000 |
| Pretax income | 1,000,000 | 2,129,000 | 3,304,000 | 4,262,000 |
| Income tax | 74,000 | 155,000 | 240,000 | 245,000 |
| Net income | 926,000 | 1,974,000 | 3,064,000 | 4,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,352,000 | 25,400,000 | 25,707,000 | 25,877,000 |
| Total capital | 26,452,000 | 27,522,000 | 27,928,000 | 28,100,000 |
| Risk-weighted assets | 166,288,000 | 167,919,000 | 176,028,000 | 176,228,000 |