Call reports 2012
SIMPLYBANK. — 2012
What SIMPLYBANK. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 233,229,000 | 239,993,000 | 238,707,000 | 239,016,000 |
| Total loans | 187,100,000 | 185,965,000 | 190,805,000 | 186,433,000 |
| Allowance for loan losses | 2,663,000 | 3,144,000 | 3,489,000 | 3,788,000 |
| Securities available for sale | 16,902,000 | 19,957,000 | 21,293,000 | 21,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,662,000 | 210,476,000 | 209,031,000 | 209,501,000 |
| Interest-bearing deposits | 169,947,000 | 174,391,000 | 172,641,000 | 173,517,000 |
| Noninterest-bearing deposits | 33,715,000 | 36,085,000 | 36,390,000 | 35,984,000 |
| Equity capital | 23,369,000 | 23,499,000 | 24,365,000 | 25,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,346,000 | 6,451,000 | 9,619,000 | 13,010,000 |
| Interest expense | 456,000 | 895,000 | 1,304,000 | 1,644,000 |
| Net interest income | 2,890,000 | 5,556,000 | 8,315,000 | 11,366,000 |
| Noninterest income | 371,000 | 783,000 | 1,309,000 | 1,684,000 |
| Noninterest expense | 1,910,000 | 3,829,000 | 5,743,000 | 7,757,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,750,000 |
| Pretax income | 901,000 | 1,610,000 | 2,531,000 | 3,543,000 |
| Income tax | 68,000 | 114,000 | 181,000 | 253,000 |
| Net income | 833,000 | 1,496,000 | 2,350,000 | 3,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,842,000 | 22,882,000 | 23,735,000 | 24,676,000 |
| Total capital | 24,991,000 | 25,009,000 | 25,901,000 | 26,772,000 |
| Risk-weighted assets | 170,638,000 | 168,352,000 | 171,226,000 | 165,974,000 |