Call reports 2011
SIMPLYBANK. — 2011
What SIMPLYBANK. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 224,325,000 | 224,893,000 | 229,641,000 | 226,443,000 |
| Total loans | 182,578,000 | 182,442,000 | 183,443,000 | 188,149,000 |
| Allowance for loan losses | 3,176,000 | 3,518,000 | 2,486,000 | 2,816,000 |
| Securities available for sale | 16,514,000 | 17,969,000 | 18,401,000 | 18,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,222,000 | 197,580,000 | 201,454,000 | 198,604,000 |
| Interest-bearing deposits | 169,478,000 | 167,386,000 | 171,927,000 | 168,492,000 |
| Noninterest-bearing deposits | 27,744,000 | 30,194,000 | 29,527,000 | 30,112,000 |
| Equity capital | 20,743,000 | 21,576,000 | 21,920,000 | 22,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,144,000 | 6,229,000 | 9,335,000 | 12,565,000 |
| Interest expense | 530,000 | 1,033,000 | 1,530,000 | 2,008,000 |
| Net interest income | 2,614,000 | 5,196,000 | 7,805,000 | 10,557,000 |
| Noninterest income | 445,000 | 703,000 | 1,345,000 | 1,779,000 |
| Noninterest expense | 1,798,000 | 3,572,000 | 5,393,000 | 7,415,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,300,000 | 1,750,000 |
| Pretax income | 815,000 | 1,431,000 | 2,461,000 | 3,175,000 |
| Income tax | 59,000 | 100,000 | 171,000 | 215,000 |
| Net income | 756,000 | 1,331,000 | 2,290,000 | 2,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,602,000 | 21,177,000 | 21,338,000 | 22,009,000 |
| Total capital | 22,750,000 | 23,301,000 | 23,494,000 | 24,152,000 |
| Risk-weighted assets | 170,070,000 | 167,754,000 | 172,140,000 | 169,996,000 |