Call reports 2010
SIMPLYBANK. — 2010
What SIMPLYBANK. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 220,951,000 | 228,949,000 | 223,548,000 | 222,324,000 |
| Total loans | 184,484,000 | 187,140,000 | 185,811,000 | 184,977,000 |
| Allowance for loan losses | 2,365,000 | 2,718,000 | 2,818,000 | 2,720,000 |
| Securities available for sale | 15,402,000 | 14,965,000 | 15,557,000 | 16,667,000 |
| Securities held to maturity | 155,000 | 125,000 | 125,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,924,000 | 203,995,000 | 197,481,000 | 194,410,000 |
| Interest-bearing deposits | 170,681,000 | 169,395,000 | 168,708,000 | 168,454,000 |
| Noninterest-bearing deposits | 25,243,000 | 34,600,000 | 28,772,000 | 25,956,000 |
| Equity capital | 19,122,000 | 19,904,000 | 20,502,000 | 20,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,171,000 | 6,366,000 | 9,628,000 | 12,831,000 |
| Interest expense | 757,000 | 1,435,000 | 2,024,000 | 2,589,000 |
| Net interest income | 2,414,000 | 4,931,000 | 7,604,000 | 10,242,000 |
| Noninterest income | 414,000 | 882,000 | 1,389,000 | 1,861,000 |
| Noninterest expense | 1,801,000 | 3,565,000 | 5,382,000 | 7,436,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,175,000 | 1,561,000 |
| Pretax income | 590,000 | 1,361,000 | 2,449,000 | 3,119,000 |
| Income tax | 39,000 | 86,000 | 177,000 | 218,000 |
| Net income | 551,000 | 1,275,000 | 2,272,000 | 2,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,946,000 | 19,671,000 | 20,043,000 | 20,672,000 |
| Total capital | 21,171,000 | 21,896,000 | 22,227,000 | 22,869,000 |
| Risk-weighted assets | 177,114,000 | 177,520,000 | 173,303,000 | 174,438,000 |