Call reports 2007
SIMPLYBANK. — 2007
What SIMPLYBANK. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 191,327,000 | 189,754,000 | 199,001,000 | 203,301,000 |
| Total loans | 148,287,000 | 153,751,000 | 156,512,000 | 161,750,000 |
| Allowance for loan losses | 1,591,000 | 1,501,000 | 1,452,000 | 1,530,000 |
| Securities available for sale | 19,681,000 | 19,066,000 | 20,901,000 | 23,530,000 |
| Securities held to maturity | 1,155,000 | 1,243,000 | 1,176,000 | 1,175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,572,000 | 166,285,000 | 174,618,000 | 176,882,000 |
| Interest-bearing deposits | 139,328,000 | 140,527,000 | 148,177,000 | 147,975,000 |
| Noninterest-bearing deposits | 28,244,000 | 25,758,000 | 26,441,000 | 28,907,000 |
| Equity capital | 16,478,000 | 16,652,000 | 17,156,000 | 17,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,420,000 | 7,111,000 | 10,931,000 | 14,752,000 |
| Interest expense | 1,236,000 | 2,548,000 | 3,963,000 | 5,417,000 |
| Net interest income | 2,184,000 | 4,563,000 | 6,968,000 | 9,335,000 |
| Noninterest income | 429,000 | 878,000 | 1,378,000 | 1,859,000 |
| Noninterest expense | 1,788,000 | 3,480,000 | 5,193,000 | 6,837,000 |
| Provision for loan losses | -83,000 | -45,000 | 5,000 | 200,000 |
| Pretax income | 908,000 | 2,006,000 | 3,148,000 | 4,157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 908,000 | 2,006,000 | 3,148,000 | 4,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,545,000 | 16,917,000 | 17,180,000 | 17,289,000 |
| Total capital | 18,136,000 | 18,418,000 | 18,632,000 | 18,819,000 |
| Risk-weighted assets | 151,481,000 | 154,274,000 | 158,616,000 | 162,845,000 |