Call reports 2002
SIMPLYBANK. — 2002
What SIMPLYBANK. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 123,956,000 | 127,965,000 | 123,965,000 | 127,615,000 |
| Total loans | 94,798,000 | 100,403,000 | 101,511,000 | 104,835,000 |
| Allowance for loan losses | 807,000 | 648,000 | 741,000 | 998,000 |
| Securities available for sale | 11,156,000 | 8,039,000 | 7,951,000 | 7,730,000 |
| Securities held to maturity | 3,911,000 | 3,677,000 | 3,579,000 | 3,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,694,000 | 110,936,000 | 107,348,000 | 110,730,000 |
| Interest-bearing deposits | 93,063,000 | 91,645,000 | 91,537,000 | 95,743,000 |
| Noninterest-bearing deposits | 15,631,000 | 19,291,000 | 15,811,000 | 14,987,000 |
| Equity capital | 9,644,000 | 10,360,000 | 11,141,000 | 11,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,265,000 | 4,555,000 | 6,876,000 | 9,174,000 |
| Interest expense | 738,000 | 1,419,000 | 2,111,000 | 2,791,000 |
| Net interest income | 1,527,000 | 3,136,000 | 4,765,000 | 6,383,000 |
| Noninterest income | 300,000 | 572,000 | 880,000 | 1,186,000 |
| Noninterest expense | 1,128,000 | 2,346,000 | 3,508,000 | 4,847,000 |
| Provision for loan losses | 107,000 | 227,000 | 375,000 | 630,000 |
| Pretax income | 597,000 | 1,150,000 | 1,776,000 | 2,267,000 |
| Income tax | 7,000 | 11,000 | 21,000 | 33,000 |
| Net income | 590,000 | 1,139,000 | 1,755,000 | 2,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,613,000 | 10,163,000 | 10,779,000 | 11,258,000 |
| Total capital | 10,420,000 | 10,811,000 | 11,520,000 | 12,256,000 |
| Risk-weighted assets | 98,144,000 | 100,841,000 | 99,508,000 | 103,416,000 |