Call reports 2001
SIMPLYBANK. — 2001
What SIMPLYBANK. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 124,804,000 | 125,978,000 | 124,299,000 | 123,003,000 |
| Total loans | 88,118,000 | 90,220,000 | 92,453,000 | 92,087,000 |
| Allowance for loan losses | 726,000 | 736,000 | 696,000 | 758,000 |
| Securities available for sale | 10,091,000 | 10,377,000 | 11,000,000 | 13,602,000 |
| Securities held to maturity | 4,222,000 | 4,139,000 | 3,516,000 | 3,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,841,000 | 109,672,000 | 106,966,000 | 106,074,000 |
| Interest-bearing deposits | 93,304,000 | 92,485,000 | 92,597,000 | 89,731,000 |
| Noninterest-bearing deposits | 15,537,000 | 17,187,000 | 14,369,000 | 16,343,000 |
| Equity capital | 9,840,000 | 10,301,000 | 10,861,000 | 11,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,668,000 | 5,298,000 | 7,813,000 | 10,303,000 |
| Interest expense | 1,260,000 | 2,458,000 | 3,607,000 | 4,526,000 |
| Net interest income | 1,408,000 | 2,840,000 | 4,206,000 | 5,777,000 |
| Noninterest income | 322,000 | 564,000 | 882,000 | 1,105,000 |
| Noninterest expense | 1,060,000 | 2,119,000 | 3,269,000 | 4,573,000 |
| Provision for loan losses | 55,000 | 116,000 | 178,000 | 335,000 |
| Pretax income | 615,000 | 1,169,000 | 1,641,000 | 1,974,000 |
| Income tax | 8,000 | 19,000 | 32,000 | 44,000 |
| Net income | 607,000 | 1,150,000 | 1,609,000 | 1,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,600,000 | 10,144,000 | 10,602,000 | 10,924,000 |
| Total capital | 10,326,000 | 10,880,000 | 11,298,000 | 11,682,000 |
| Risk-weighted assets | 107,574,000 | 106,006,000 | 96,907,000 | 96,248,000 |