Call reports 2025
COMMUNITY BANK — 2025
What COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 295,889,000 | 297,369,000 | 288,465,000 | 310,210,000 |
| Total loans | 241,788,000 | 242,656,000 | 237,235,000 | 248,771,000 |
| Allowance for loan losses | 2,616,000 | 2,616,000 | 2,615,000 | 2,626,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,756,000 | 262,445,000 | 253,051,000 | 275,690,000 |
| Interest-bearing deposits | 178,338,000 | 178,964,000 | 165,174,000 | 169,427,000 |
| Noninterest-bearing deposits | 83,418,000 | 83,481,000 | 87,877,000 | 106,263,000 |
| Equity capital | 33,869,000 | 34,613,000 | 35,023,000 | 34,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,936,000 | 7,960,000 | 12,045,000 | 16,152,000 |
| Interest expense | 899,000 | 1,803,000 | 2,694,000 | 3,533,000 |
| Net interest income | 3,037,000 | 6,157,000 | 9,351,000 | 12,619,000 |
| Noninterest income | 205,000 | 620,000 | 841,000 | 1,408,000 |
| Noninterest expense | 1,320,000 | 2,689,000 | 4,068,000 | 5,546,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 1,922,000 | 4,088,000 | 6,124,000 | 8,446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,922,000 | 4,088,000 | 6,124,000 | 8,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,869,000 | 34,613,000 | 35,023,000 | 34,329,000 |