Call reports 2020
COMMUNITY BANK — 2020
What COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 215,981,000 | 235,536,000 | 238,273,000 | 237,243,000 |
| Total loans | 181,676,000 | 184,708,000 | 183,091,000 | 181,858,000 |
| Allowance for loan losses | 2,621,000 | 2,620,000 | 2,619,000 | 2,619,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,005,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,692,000 | 208,420,000 | 210,737,000 | 210,667,000 |
| Interest-bearing deposits | 126,294,000 | 128,120,000 | 128,415,000 | 123,506,000 |
| Noninterest-bearing deposits | 63,398,000 | 80,300,000 | 82,322,000 | 87,161,000 |
| Equity capital | 26,185,000 | 26,692,000 | 27,101,000 | 26,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,396,000 | 4,711,000 | 6,903,000 | 9,207,000 |
| Interest expense | 258,000 | 453,000 | 593,000 | 702,000 |
| Net interest income | 2,138,000 | 4,258,000 | 6,310,000 | 8,505,000 |
| Noninterest income | 226,000 | 428,000 | 651,000 | 852,000 |
| Noninterest expense | 963,000 | 1,927,000 | 2,869,000 | 3,926,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,401,000 | 2,759,000 | 4,092,000 | 5,431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,401,000 | 2,759,000 | 4,092,000 | 5,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,185,000 | 26,692,000 | 27,101,000 | 26,506,000 |