Call reports 2016
COMMUNITY BANK — 2016
What COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 223,981,000 | 210,756,000 | 214,849,000 | 213,634,000 |
| Total loans | 174,538,000 | 173,244,000 | 173,427,000 | 171,870,000 |
| Allowance for loan losses | 2,119,000 | 2,216,000 | 2,340,000 | 1,643,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,250,000 | 175,478,000 | 179,752,000 | 178,282,000 |
| Interest-bearing deposits | 131,621,000 | 115,559,000 | 120,417,000 | 120,994,000 |
| Noninterest-bearing deposits | 61,629,000 | 59,919,000 | 59,335,000 | 57,288,000 |
| Equity capital | 20,665,000 | 20,793,000 | 20,969,000 | 20,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,054,000 | 4,075,000 | 6,116,000 | 8,118,000 |
| Interest expense | 117,000 | 240,000 | 374,000 | 510,000 |
| Net interest income | 1,937,000 | 3,835,000 | 5,742,000 | 7,608,000 |
| Noninterest income | 256,000 | 494,000 | 746,000 | 976,000 |
| Noninterest expense | 912,000 | 1,824,000 | 2,725,000 | 3,677,000 |
| Provision for loan losses | 75,000 | 173,000 | 317,000 | 580,000 |
| Pretax income | 1,206,000 | 2,332,000 | 3,446,000 | 4,327,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,206,000 | 2,332,000 | 3,446,000 | 4,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,665,000 | 20,793,000 | 20,968,000 | 20,319,000 |
| Total capital | 22,538,000 | 22,618,000 | 22,800,000 | 21,962,000 |
| Risk-weighted assets | 149,590,000 | 145,622,000 | 146,148,000 | 144,993,000 |