Call reports 2015
COMMUNITY BANK — 2015
What COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 219,889,000 | 222,578,000 | 219,366,000 | 215,568,000 |
| Total loans | 163,312,000 | 163,801,000 | 167,455,000 | 175,505,000 |
| Allowance for loan losses | 1,648,000 | 1,678,000 | 1,708,000 | 2,043,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,000,000 | 14,000,000 | 14,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,747,000 | 185,129,000 | 184,628,000 | 186,081,000 |
| Interest-bearing deposits | 126,819,000 | 123,207,000 | 124,733,000 | 123,776,000 |
| Noninterest-bearing deposits | 64,928,000 | 61,922,000 | 59,895,000 | 62,305,000 |
| Equity capital | 19,994,000 | 20,128,000 | 20,374,000 | 19,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 4,020,000 | 6,043,000 | 8,057,000 |
| Interest expense | 106,000 | 209,000 | 318,000 | 430,000 |
| Net interest income | 1,919,000 | 3,811,000 | 5,725,000 | 7,627,000 |
| Noninterest income | 307,000 | 580,000 | 882,000 | 1,295,000 |
| Noninterest expense | 993,000 | 1,982,000 | 2,974,000 | 4,016,000 |
| Provision for loan losses | 25,000 | 54,000 | 84,000 | 430,000 |
| Pretax income | 1,208,000 | 2,355,000 | 3,549,000 | 4,476,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,208,000 | 2,355,000 | 3,549,000 | 4,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,994,000 | 20,128,000 | 20,374,000 | 19,458,000 |
| Total capital | 21,642,000 | 21,806,000 | 22,081,000 | 21,321,000 |
| Risk-weighted assets | 143,360,000 | 142,672,000 | 144,023,000 | 148,854,000 |