Call reports 2014
COMMUNITY BANK — 2014
What COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 221,888,000 | 220,471,000 | 221,333,000 | 214,467,000 |
| Total loans | 163,194,000 | 160,803,000 | 163,329,000 | 162,752,000 |
| Allowance for loan losses | 1,622,000 | 1,623,000 | 1,623,000 | 1,624,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,100,000 | 13,100,000 | 13,100,000 | 13,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,401,000 | 180,826,000 | 180,995,000 | 185,613,000 |
| Interest-bearing deposits | 130,242,000 | 124,683,000 | 121,730,000 | 126,359,000 |
| Noninterest-bearing deposits | 53,159,000 | 56,143,000 | 59,265,000 | 59,254,000 |
| Equity capital | 18,843,000 | 19,049,000 | 19,364,000 | 18,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,076,000 | 4,105,000 | 6,149,000 | 8,189,000 |
| Interest expense | 111,000 | 223,000 | 335,000 | 442,000 |
| Net interest income | 1,965,000 | 3,882,000 | 5,814,000 | 7,747,000 |
| Noninterest income | 294,000 | 575,000 | 892,000 | 1,156,000 |
| Noninterest expense | 1,072,000 | 2,129,000 | 3,157,000 | 4,163,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,187,000 | 2,328,000 | 3,549,000 | 4,740,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,187,000 | 2,328,000 | 3,549,000 | 4,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,843,000 | 19,049,000 | 19,364,000 | 18,787,000 |
| Total capital | 20,465,000 | 20,672,000 | 20,988,000 | 20,411,000 |
| Risk-weighted assets | 138,940,000 | 179,173,000 | 180,102,000 | 173,140,000 |