Call reports 2013
COMMUNITY BANK — 2013
What COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 164,417,000 | 207,210,000 | 218,853,000 | 224,179,000 |
| Total loans | 115,762,000 | 152,708,000 | 156,922,000 | 159,770,000 |
| Allowance for loan losses | 994,000 | 1,632,000 | 1,634,000 | 1,623,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 13,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,512,000 | 188,950,000 | 201,097,000 | 181,254,000 |
| Interest-bearing deposits | 99,252,000 | 128,530,000 | 141,776,000 | 127,379,000 |
| Noninterest-bearing deposits | 52,260,000 | 60,420,000 | 59,321,000 | 53,875,000 |
| Equity capital | 12,869,000 | 18,183,000 | 17,658,000 | 17,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,513,000 | 3,968,000 | 6,041,000 | 8,074,000 |
| Interest expense | 100,000 | 272,000 | 404,000 | 525,000 |
| Net interest income | 1,413,000 | 3,696,000 | 5,637,000 | 7,549,000 |
| Noninterest income | 324,000 | 660,000 | 970,000 | 1,296,000 |
| Noninterest expense | 797,000 | 2,017,000 | 3,006,000 | 4,232,000 |
| Provision for loan losses | 0 | -5,000 | -3,000 | -14,000 |
| Pretax income | 940,000 | 2,344,000 | 3,604,000 | 4,627,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 940,000 | 2,344,000 | 3,604,000 | 4,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,869,000 | 18,183,000 | 17,658,000 | 17,655,000 |
| Total capital | 13,863,000 | 19,815,000 | 19,292,000 | 19,278,000 |
| Risk-weighted assets | 96,508,000 | 131,736,000 | 130,120,000 | 138,352,000 |