Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 153,910,000 | 151,957,000 | 153,677,000 | 161,238,000 |
| Total loans | 104,986,000 | 103,690,000 | 105,652,000 | 110,111,000 |
| Allowance for loan losses | 981,000 | 981,000 | 982,000 | 981,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,408,000 | 140,660,000 | 141,979,000 | 149,285,000 |
| Interest-bearing deposits | 97,007,000 | 91,475,000 | 95,052,000 | 100,965,000 |
| Noninterest-bearing deposits | 45,401,000 | 49,185,000 | 46,927,000 | 48,320,000 |
| Equity capital | 11,461,000 | 11,237,000 | 11,617,000 | 11,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 3,013,000 | 4,533,000 | 6,057,000 |
| Interest expense | 123,000 | 234,000 | 347,000 | 457,000 |
| Net interest income | 1,400,000 | 2,779,000 | 4,186,000 | 5,600,000 |
| Noninterest income | 322,000 | 643,000 | 965,000 | 1,277,000 |
| Noninterest expense | 792,000 | 1,601,000 | 2,403,000 | 3,358,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 13,000 |
| Pretax income | 930,000 | 1,821,000 | 2,740,000 | 3,506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 930,000 | 1,821,000 | 2,740,000 | 3,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,461,000 | 11,237,000 | 11,617,000 | 11,929,000 |
| Total capital | 12,442,000 | 12,218,000 | 12,599,000 | 12,910,000 |
| Risk-weighted assets | 89,369,000 | 87,967,000 | 87,176,000 | 90,197,000 |