Call reports 2010
COMMUNITY BANK — 2010
What COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 122,468,000 | 121,958,000 | 128,593,000 | 128,795,000 |
| Total loans | 92,621,000 | 94,285,000 | 92,946,000 | 98,624,000 |
| Allowance for loan losses | 825,000 | 802,000 | 855,000 | 900,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,547,000 | 105,395,000 | 119,386,000 | 119,471,000 |
| Interest-bearing deposits | 78,826,000 | 69,752,000 | 82,307,000 | 83,900,000 |
| Noninterest-bearing deposits | 31,721,000 | 35,643,000 | 37,079,000 | 35,571,000 |
| Equity capital | 8,692,000 | 8,748,000 | 9,093,000 | 9,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 3,078,000 | 4,636,000 | 6,186,000 |
| Interest expense | 214,000 | 400,000 | 570,000 | 732,000 |
| Net interest income | 1,309,000 | 2,678,000 | 4,066,000 | 5,454,000 |
| Noninterest income | 285,000 | 577,000 | 901,000 | 1,211,000 |
| Noninterest expense | 900,000 | 1,836,000 | 2,694,000 | 3,730,000 |
| Provision for loan losses | 20,000 | 0 | 50,000 | 110,000 |
| Pretax income | 674,000 | 1,419,000 | 2,223,000 | 2,825,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 674,000 | 1,419,000 | 2,223,000 | 2,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,692,000 | 8,748,000 | 9,093,000 | 9,265,000 |
| Total capital | 9,517,000 | 9,550,000 | 9,948,000 | 10,165,000 |
| Risk-weighted assets | 80,473,000 | 81,152,000 | 79,519,000 | 83,499,000 |