Call reports 2009
COMMUNITY BANK — 2009
What COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 112,618,000 | 116,526,000 | 120,008,000 | 116,369,000 |
| Total loans | 84,695,000 | 85,351,000 | 91,020,000 | 90,935,000 |
| Allowance for loan losses | 797,000 | 821,000 | 821,000 | 805,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,806,000 | 103,927,000 | 107,075,000 | 101,521,000 |
| Interest-bearing deposits | 61,307,000 | 64,170,000 | 74,121,000 | 72,179,000 |
| Noninterest-bearing deposits | 37,499,000 | 39,757,000 | 32,954,000 | 29,342,000 |
| Equity capital | 7,428,000 | 7,466,000 | 7,841,000 | 8,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,572,000 | 3,148,000 | 4,751,000 | 6,302,000 |
| Interest expense | 322,000 | 623,000 | 924,000 | 1,146,000 |
| Net interest income | 1,250,000 | 2,525,000 | 3,827,000 | 5,156,000 |
| Noninterest income | 283,000 | 577,000 | 882,000 | 1,165,000 |
| Noninterest expense | 906,000 | 1,810,000 | 2,761,000 | 3,894,000 |
| Provision for loan losses | 30,000 | 60,000 | 79,000 | 79,000 |
| Pretax income | 597,000 | 1,232,000 | 1,869,000 | 2,348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 597,000 | 1,232,000 | 1,869,000 | 2,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,428,000 | 7,466,000 | 7,841,000 | 8,018,000 |
| Total capital | 8,225,000 | 8,287,000 | 8,662,000 | 8,823,000 |
| Risk-weighted assets | 73,873,000 | 72,544,000 | 80,276,000 | 79,085,000 |