Call reports 2008
COMMUNITY BANK — 2008
What COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 91,166,000 | 97,957,000 | 99,071,000 | 105,936,000 |
| Total loans | 76,499,000 | 84,766,000 | 85,213,000 | 86,092,000 |
| Allowance for loan losses | 761,000 | 772,000 | 784,000 | 769,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,892,000 | 89,832,000 | 89,924,000 | 92,189,000 |
| Interest-bearing deposits | 47,412,000 | 52,132,000 | 53,436,000 | 58,620,000 |
| Noninterest-bearing deposits | 35,480,000 | 37,700,000 | 36,488,000 | 33,569,000 |
| Equity capital | 6,166,000 | 6,552,000 | 6,848,000 | 6,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 3,022,000 | 4,623,000 | 6,236,000 |
| Interest expense | 378,000 | 728,000 | 1,047,000 | 1,385,000 |
| Net interest income | 1,091,000 | 2,294,000 | 3,576,000 | 4,851,000 |
| Noninterest income | 287,000 | 575,000 | 877,000 | 1,147,000 |
| Noninterest expense | 854,000 | 1,738,000 | 2,645,000 | 3,751,000 |
| Provision for loan losses | 5,000 | 20,000 | 35,000 | 40,000 |
| Pretax income | 519,000 | 1,111,000 | 1,773,000 | 2,207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 519,000 | 1,111,000 | 1,773,000 | 2,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,166,000 | 6,552,000 | 6,848,000 | 6,831,000 |
| Total capital | 6,927,000 | 7,324,000 | 7,632,000 | 7,600,000 |
| Risk-weighted assets | 65,010,000 | 71,086,000 | 71,638,000 | 74,620,000 |