Call reports 2007
COMMUNITY BANK — 2007
What COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 76,208,000 | 77,660,000 | 84,144,000 | 88,464,000 |
| Total loans | 62,965,000 | 64,383,000 | 69,393,000 | 75,724,000 |
| Allowance for loan losses | 758,000 | 762,000 | 762,000 | 759,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,910,000 | 72,141,000 | 78,300,000 | 72,462,000 |
| Interest-bearing deposits | 39,197,000 | 42,448,000 | 43,773,000 | 45,681,000 |
| Noninterest-bearing deposits | 31,713,000 | 29,693,000 | 34,527,000 | 26,781,000 |
| Equity capital | 5,146,000 | 5,370,000 | 5,676,000 | 5,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,558,000 | 3,943,000 | 5,413,000 |
| Interest expense | 267,000 | 577,000 | 912,000 | 1,279,000 |
| Net interest income | 962,000 | 1,981,000 | 3,031,000 | 4,134,000 |
| Noninterest income | 277,000 | 543,000 | 853,000 | 1,132,000 |
| Noninterest expense | 752,000 | 1,543,000 | 2,367,000 | 3,355,000 |
| Provision for loan losses | 20,000 | 26,000 | 26,000 | 26,000 |
| Pretax income | 467,000 | 955,000 | 1,491,000 | 1,885,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 467,000 | 955,000 | 1,491,000 | 1,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,146,000 | 5,370,000 | 5,676,000 | 5,939,000 |
| Total capital | 5,803,000 | 6,057,000 | 6,407,000 | 6,698,000 |
| Risk-weighted assets | 53,074,000 | 55,329,000 | 58,950,000 | 64,177,000 |