Call reports 2006
COMMUNITY BANK — 2006
What COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 68,030,000 | 68,067,000 | 72,453,000 | 71,458,000 |
| Total loans | 52,626,000 | 55,038,000 | 54,217,000 | 58,235,000 |
| Allowance for loan losses | 705,000 | 722,000 | 740,000 | 748,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,013,000 | 62,868,000 | 67,075,000 | 63,081,000 |
| Interest-bearing deposits | 36,798,000 | 38,274,000 | 39,540,000 | 39,010,000 |
| Noninterest-bearing deposits | 26,215,000 | 24,594,000 | 27,535,000 | 24,071,000 |
| Equity capital | 4,890,000 | 5,044,000 | 5,205,000 | 5,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 2,130,000 | 3,308,000 | 4,518,000 |
| Interest expense | 169,000 | 359,000 | 582,000 | 835,000 |
| Net interest income | 846,000 | 1,771,000 | 2,726,000 | 3,683,000 |
| Noninterest income | 272,000 | 546,000 | 811,000 | 1,080,000 |
| Noninterest expense | 701,000 | 1,427,000 | 2,160,000 | 3,051,000 |
| Provision for loan losses | 20,000 | 39,000 | 59,000 | 67,000 |
| Pretax income | 397,000 | 851,000 | 1,318,000 | 1,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 397,000 | 851,000 | 1,318,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,890,000 | 5,044,000 | 5,205,000 | 5,235,000 |
| Total capital | 5,456,000 | 5,621,000 | 5,787,000 | 5,846,000 |
| Risk-weighted assets | 44,973,000 | 46,218,000 | 46,579,000 | 49,226,000 |