Call reports 2004
COMMUNITY BANK — 2004
What COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 58,278,000 | 57,774,000 | 60,725,000 | 61,177,000 |
| Total loans | 43,158,000 | 43,987,000 | 44,052,000 | 45,840,000 |
| Allowance for loan losses | 659,000 | 660,000 | 656,000 | 652,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,684,000 | 46,281,000 | 50,024,000 | 49,817,000 |
| Interest-bearing deposits | 28,976,000 | 29,877,000 | 30,587,000 | 32,038,000 |
| Noninterest-bearing deposits | 17,708,000 | 16,404,000 | 19,437,000 | 17,779,000 |
| Equity capital | 4,133,000 | 4,129,000 | 4,307,000 | 4,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 847,000 | 1,692,000 | 2,553,000 | 3,434,000 |
| Interest expense | 97,000 | 189,000 | 290,000 | 400,000 |
| Net interest income | 750,000 | 1,503,000 | 2,263,000 | 3,034,000 |
| Noninterest income | 245,000 | 511,000 | 777,000 | 1,022,000 |
| Noninterest expense | 635,000 | 1,335,000 | 1,984,000 | 2,740,000 |
| Provision for loan losses | 35,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 325,000 | 644,000 | 1,021,000 | 1,281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 644,000 | 1,021,000 | 1,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,133,000 | 4,129,000 | 4,307,000 | 4,341,000 |
| Total capital | 4,591,000 | 4,595,000 | 4,778,000 | 4,825,000 |
| Risk-weighted assets | 36,459,000 | 36,911,000 | 37,356,000 | 38,507,000 |