Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,385,000 | 48,156,000 | 48,989,000 | 51,397,000 |
| Total loans | 34,440,000 | 35,629,000 | 37,173,000 | 37,647,000 |
| Allowance for loan losses | 434,000 | 480,000 | 507,000 | 535,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,086,000 | 42,896,000 | 43,085,000 | 41,168,000 |
| Interest-bearing deposits | 28,179,000 | 28,332,000 | 28,858,000 | 28,755,000 |
| Noninterest-bearing deposits | 13,907,000 | 14,564,000 | 14,227,000 | 12,413,000 |
| Equity capital | 3,238,000 | 3,197,000 | 3,330,000 | 3,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,580,000 | 2,388,000 | 3,209,000 |
| Interest expense | 195,000 | 370,000 | 540,000 | 699,000 |
| Net interest income | 598,000 | 1,210,000 | 1,848,000 | 2,510,000 |
| Noninterest income | 222,000 | 407,000 | 640,000 | 866,000 |
| Noninterest expense | 548,000 | 1,077,000 | 1,635,000 | 2,285,000 |
| Provision for loan losses | 31,000 | 66,000 | 105,000 | 141,000 |
| Pretax income | 241,000 | 474,000 | 748,000 | 950,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 241,000 | 474,000 | 748,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,238,000 | 3,197,000 | 3,330,000 | 3,412,000 |
| Total capital | 3,618,000 | 3,585,000 | 3,728,000 | 3,813,000 |
| Risk-weighted assets | 30,347,000 | 30,915,000 | 31,743,000 | 31,989,000 |