Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,802,000 | 41,467,000 | 43,216,000 | 45,414,000 |
| Total loans | 30,186,000 | 32,005,000 | 33,446,000 | 35,401,000 |
| Allowance for loan losses | 311,000 | 339,000 | 393,000 | 407,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,006,000 | 38,670,000 | 40,260,000 | 40,844,000 |
| Interest-bearing deposits | 24,830,000 | 25,084,000 | 27,464,000 | 28,224,000 |
| Noninterest-bearing deposits | 11,176,000 | 13,586,000 | 12,796,000 | 12,620,000 |
| Equity capital | 2,724,000 | 2,715,000 | 2,855,000 | 2,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,602,000 | 2,442,000 | 3,285,000 |
| Interest expense | 248,000 | 494,000 | 745,000 | 961,000 |
| Net interest income | 540,000 | 1,108,000 | 1,697,000 | 2,324,000 |
| Noninterest income | 177,000 | 340,000 | 529,000 | 736,000 |
| Noninterest expense | 446,000 | 925,000 | 1,398,000 | 1,985,000 |
| Provision for loan losses | 29,000 | 59,000 | 91,000 | 125,000 |
| Pretax income | 242,000 | 464,000 | 737,000 | 950,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 464,000 | 737,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,724,000 | 2,715,000 | 2,855,000 | 2,997,000 |
| Total capital | 3,035,000 | 3,054,000 | 3,221,000 | 3,382,000 |
| Risk-weighted assets | 26,800,000 | 28,447,000 | 29,279,000 | 30,828,000 |