Call reports 2012
BANKWELL BANK — 2012
What BANKWELL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 384,726,000 | 399,581,000 | 427,688,000 | 451,989,000 |
| Total loans | 315,875,000 | 335,526,000 | 366,677,000 | 390,520,000 |
| Allowance for loan losses | 5,200,000 | 5,500,000 | 5,802,000 | 5,975,000 |
| Securities available for sale | 51,659,000 | 45,574,000 | 39,254,000 | 36,858,000 |
| Securities held to maturity | 4,952,000 | 4,936,000 | 4,919,000 | 4,903,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,241,000 | 311,306,000 | 328,835,000 | 335,875,000 |
| Interest-bearing deposits | 248,772,000 | 253,733,000 | 269,664,000 | 275,134,000 |
| Noninterest-bearing deposits | 57,469,000 | 57,573,000 | 59,171,000 | 60,741,000 |
| Equity capital | 32,909,000 | 33,743,000 | 34,626,000 | 35,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,281,000 | 8,660,000 | 13,294,000 | 18,146,000 |
| Interest expense | 507,000 | 1,077,000 | 1,699,000 | 2,267,000 |
| Net interest income | 3,774,000 | 7,583,000 | 11,595,000 | 15,879,000 |
| Noninterest income | 90,000 | 161,000 | 228,000 | 302,000 |
| Noninterest expense | 2,483,000 | 5,041,000 | 8,025,000 | 10,655,000 |
| Provision for loan losses | 656,000 | 1,015,000 | 1,312,000 | 1,480,000 |
| Pretax income | 702,000 | 1,665,000 | 2,463,000 | 4,023,000 |
| Income tax | 210,000 | 524,000 | 772,000 | 1,324,000 |
| Net income | 492,000 | 1,141,000 | 1,691,000 | 2,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,882,000 | 32,547,000 | 33,114,000 | 34,138,000 |
| Total capital | 35,789,000 | 36,679,000 | 37,557,000 | 38,849,000 |
| Risk-weighted assets | 311,307,000 | 329,195,000 | 354,042,000 | 375,602,000 |