Call reports 2016
FIRST FEDERAL SAVINGS BANK OF ANGOLA — 2016
What FIRST FEDERAL SAVINGS BANK OF ANGOLA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 135,242,000 | 139,466,000 | 136,475,000 | 135,662,000 |
| Total loans | 93,528,000 | 94,005,000 | 94,519,000 | 93,346,000 |
| Allowance for loan losses | 865,000 | 865,000 | 864,000 | 865,000 |
| Securities available for sale | 33,000 | 37,000 | 37,000 | 37,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,221,000 | 115,167,000 | 111,913,000 | 111,011,000 |
| Interest-bearing deposits | 95,896,000 | 99,767,000 | 96,178,000 | 94,378,000 |
| Noninterest-bearing deposits | 15,325,000 | 15,400,000 | 15,735,000 | 16,633,000 |
| Equity capital | 23,771,000 | 24,028,000 | 24,280,000 | 24,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 2,025,000 | 3,046,000 | 4,060,000 |
| Interest expense | 104,000 | 201,000 | 299,000 | 414,000 |
| Net interest income | 903,000 | 1,824,000 | 2,747,000 | 3,646,000 |
| Noninterest income | 122,000 | 256,000 | 398,000 | 528,000 |
| Noninterest expense | 676,000 | 1,317,000 | 2,016,000 | 2,772,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 348,000 | 760,000 | 1,125,000 | 1,396,000 |
| Income tax | 134,000 | 294,000 | 407,000 | 518,000 |
| Net income | 214,000 | 466,000 | 718,000 | 878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,733,000 | 23,990,000 | 24,245,000 | 24,409,000 |
| Total capital | 24,463,000 | 24,723,000 | 24,979,000 | 25,134,000 |
| Risk-weighted assets | 58,302,000 | 58,587,000 | 58,661,000 | 57,875,000 |