Call reports 2015
FIRST FEDERAL SAVINGS BANK OF ANGOLA — 2015
What FIRST FEDERAL SAVINGS BANK OF ANGOLA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 134,315,000 | 130,660,000 | 138,541,000 | 130,619,000 |
| Total loans | 92,963,000 | 92,158,000 | 92,594,000 | 92,930,000 |
| Allowance for loan losses | 862,000 | 863,000 | 863,000 | 863,000 |
| Securities available for sale | 41,000 | 41,000 | 42,000 | 33,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,085,000 | 107,209,000 | 114,904,000 | 106,871,000 |
| Interest-bearing deposits | 97,745,000 | 93,992,000 | 100,489,000 | 91,835,000 |
| Noninterest-bearing deposits | 13,340,000 | 13,217,000 | 14,415,000 | 15,036,000 |
| Equity capital | 22,975,000 | 23,184,000 | 23,374,000 | 23,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 1,978,000 | 2,985,000 | 3,989,000 |
| Interest expense | 112,000 | 216,000 | 318,000 | 431,000 |
| Net interest income | 876,000 | 1,762,000 | 2,667,000 | 3,558,000 |
| Noninterest income | 125,000 | 254,000 | 385,000 | 514,000 |
| Noninterest expense | 741,000 | 1,412,000 | 2,128,000 | 2,872,000 |
| Provision for loan losses | 1,000 | 3,000 | 5,000 | 7,000 |
| Pretax income | 259,000 | 601,000 | 919,000 | 1,193,000 |
| Income tax | 101,000 | 234,000 | 362,000 | 446,000 |
| Net income | 158,000 | 367,000 | 557,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,937,000 | 23,148,000 | 23,342,000 | 23,533,000 |
| Total capital | 23,662,000 | 23,862,000 | 24,061,000 | 24,257,000 |
| Risk-weighted assets | 57,889,000 | 57,015,000 | 57,378,000 | 57,855,000 |