Call reports 2025
VISION BANK — 2025
What VISION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 956,550,000 | 939,945,000 | 947,094,000 | 959,285,000 |
| Total loans | 692,078,000 | 694,679,000 | 701,274,000 | 705,277,000 |
| Allowance for loan losses | 10,283,000 | 10,076,000 | 10,277,000 | 11,454,000 |
| Securities available for sale | 185,282,000 | 185,136,000 | 187,242,000 | 186,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 793,071,000 | 771,994,000 | 779,115,000 | 791,764,000 |
| Interest-bearing deposits | 598,092,000 | 586,438,000 | 589,736,000 | 610,650,000 |
| Noninterest-bearing deposits | 194,979,000 | 185,556,000 | 189,379,000 | 181,114,000 |
| Equity capital | 63,167,000 | 63,365,000 | 70,557,000 | 71,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,909,000 | 25,669,000 | 38,818,000 | 51,798,000 |
| Interest expense | 3,592,000 | 7,019,000 | 10,648,000 | 14,301,000 |
| Net interest income | 9,317,000 | 18,650,000 | 28,170,000 | 37,497,000 |
| Noninterest income | 2,296,000 | 4,508,000 | 6,506,000 | 8,580,000 |
| Noninterest expense | 8,076,000 | 16,309,000 | 24,582,000 | 32,897,000 |
| Provision for loan losses | 466,000 | 978,000 | 1,374,000 | 2,567,000 |
| Pretax income | 3,036,000 | 5,822,000 | 8,695,000 | 10,651,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,036,000 | 5,822,000 | 8,695,000 | 10,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,948,000 | 91,519,000 | 93,424,000 | 92,403,000 |
| Total capital | 99,923,000 | 100,312,000 | 102,214,000 | 101,324,000 |
| Risk-weighted assets | 716,256,000 | 701,831,000 | 701,403,000 | 710,910,000 |