Call reports 2024
VISION BANK — 2024
What VISION BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 975,215,000 | 997,260,000 | 963,659,000 | 968,699,000 |
| Total loans | 680,922,000 | 675,965,000 | 688,786,000 | 683,731,000 |
| Allowance for loan losses | 9,960,000 | 9,867,000 | 9,772,000 | 9,878,000 |
| Securities available for sale | 202,740,000 | 195,937,000 | 197,009,000 | 187,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 839,558,000 | 852,180,000 | 805,914,000 | 801,439,000 |
| Interest-bearing deposits | 632,465,000 | 650,280,000 | 616,248,000 | 617,116,000 |
| Noninterest-bearing deposits | 207,093,000 | 201,900,000 | 189,666,000 | 184,323,000 |
| Equity capital | 56,594,000 | 57,408,000 | 64,924,000 | 59,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,862,000 | 24,301,000 | 37,421,000 | 50,620,000 |
| Interest expense | 4,030,000 | 8,471,000 | 12,947,000 | 17,106,000 |
| Net interest income | 7,832,000 | 15,830,000 | 24,474,000 | 33,514,000 |
| Noninterest income | 1,870,000 | 3,989,000 | 6,043,000 | 8,899,000 |
| Noninterest expense | 7,801,000 | 15,533,000 | 24,367,000 | 33,126,000 |
| Provision for loan losses | 681,000 | 774,000 | 947,000 | 1,333,000 |
| Pretax income | 1,264,000 | 3,556,000 | 5,298,000 | 8,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,264,000 | 3,556,000 | 5,298,000 | 8,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,815,000 | 87,030,000 | 88,650,000 | 89,988,000 |
| Total capital | 95,749,000 | 96,016,000 | 97,639,000 | 98,982,000 |
| Risk-weighted assets | 713,261,000 | 717,567,000 | 717,984,000 | 718,190,000 |