Call reports 2023
VISION BANK — 2023
What VISION BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 893,505,000 | 919,416,000 | 916,979,000 | 941,522,000 |
| Total loans | 618,553,000 | 640,113,000 | 661,051,000 | 672,818,000 |
| Allowance for loan losses | 8,987,000 | 9,085,000 | 9,556,000 | 9,554,000 |
| Securities available for sale | 222,333,000 | 216,515,000 | 204,362,000 | 209,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 768,009,000 | 789,938,000 | 791,259,000 | 807,001,000 |
| Interest-bearing deposits | 572,142,000 | 590,343,000 | 595,716,000 | 607,166,000 |
| Noninterest-bearing deposits | 195,867,000 | 199,595,000 | 195,543,000 | 199,835,000 |
| Equity capital | 53,086,000 | 51,165,000 | 47,775,000 | 58,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,472,000 | 19,512,000 | 30,400,000 | 41,846,000 |
| Interest expense | 1,823,000 | 4,262,000 | 7,404,000 | 11,058,000 |
| Net interest income | 7,649,000 | 15,250,000 | 22,996,000 | 30,788,000 |
| Noninterest income | 2,011,000 | 4,017,000 | 6,047,000 | 8,158,000 |
| Noninterest expense | 7,738,000 | 15,461,000 | 22,982,000 | 30,784,000 |
| Provision for loan losses | 35,000 | 216,000 | 919,000 | 1,257,000 |
| Pretax income | 1,933,000 | 3,596,000 | 5,186,000 | 7,007,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,933,000 | 3,596,000 | 5,186,000 | 7,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,428,000 | 84,459,000 | 86,049,000 | 86,867,000 |
| Total capital | 93,663,000 | 92,998,000 | 94,624,000 | 95,598,000 |
| Risk-weighted assets | 657,531,000 | 682,025,000 | 684,455,000 | 697,150,000 |