Call reports 2022
VISION BANK — 2022
What VISION BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 904,766,000 | 856,200,000 | 881,573,000 | 890,423,000 |
| Total loans | 538,644,000 | 543,118,000 | 584,257,000 | 604,913,000 |
| Allowance for loan losses | 9,552,000 | 9,791,000 | 10,177,000 | 10,413,000 |
| Securities available for sale | 247,899,000 | 257,948,000 | 245,373,000 | 227,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,858,000 | 733,084,000 | 757,644,000 | 715,026,000 |
| Interest-bearing deposits | 573,708,000 | 551,878,000 | 540,057,000 | 534,425,000 |
| Noninterest-bearing deposits | 187,150,000 | 181,206,000 | 217,587,000 | 180,601,000 |
| Equity capital | 70,012,000 | 52,537,000 | 48,892,000 | 51,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,995,000 | 16,156,000 | 24,648,000 | 33,766,000 |
| Interest expense | 482,000 | 937,000 | 1,484,000 | 2,544,000 |
| Net interest income | 7,513,000 | 15,219,000 | 23,164,000 | 31,222,000 |
| Noninterest income | 2,001,000 | 4,409,000 | 6,640,000 | 8,659,000 |
| Noninterest expense | 6,809,000 | 13,846,000 | 21,230,000 | 28,888,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | 1,970,000 |
| Pretax income | 2,180,000 | 4,732,000 | 6,999,000 | 9,008,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,180,000 | 4,732,000 | 6,999,000 | 9,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,924,000 | 83,851,000 | 85,703,000 | 84,806,000 |
| Total capital | 89,217,000 | 91,303,000 | 93,499,000 | 92,772,000 |
| Risk-weighted assets | 581,163,000 | 593,801,000 | 621,314,000 | 634,836,000 |