Call reports 2021
VISION BANK — 2021
What VISION BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 913,132,000 | 873,229,000 | 845,886,000 | 864,242,000 |
| Total loans | 521,879,000 | 520,838,000 | 515,453,000 | 535,892,000 |
| Allowance for loan losses | 7,817,000 | 8,225,000 | 8,650,000 | 9,066,000 |
| Securities available for sale | 202,066,000 | 237,127,000 | 237,418,000 | 236,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 750,775,000 | 730,191,000 | 701,938,000 | 715,293,000 |
| Interest-bearing deposits | 553,926,000 | 548,416,000 | 526,874,000 | 537,325,000 |
| Noninterest-bearing deposits | 196,849,000 | 181,775,000 | 175,064,000 | 177,968,000 |
| Equity capital | 70,316,000 | 73,235,000 | 76,388,000 | 75,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,974,000 | 16,063,000 | 24,914,000 | 32,922,000 |
| Interest expense | 688,000 | 1,333,000 | 1,915,000 | 2,432,000 |
| Net interest income | 7,286,000 | 14,730,000 | 22,999,000 | 30,490,000 |
| Noninterest income | 2,104,000 | 4,331,000 | 6,556,000 | 8,811,000 |
| Noninterest expense | 6,256,000 | 12,812,000 | 19,454,000 | 26,361,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | 2,100,000 |
| Pretax income | 2,609,000 | 5,407,000 | 8,800,000 | 11,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,609,000 | 5,407,000 | 8,800,000 | 11,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,220,000 | 69,221,000 | 72,234,000 | 73,650,000 |
| Total capital | — | 75,991,000 | 79,100,000 | 80,813,000 |
| Risk-weighted assets | — | 540,175,000 | 547,521,000 | 571,167,000 |