Call reports 2020
VISION BANK — 2020
What VISION BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 725,592,000 | 824,082,000 | 829,825,000 | 826,936,000 |
| Total loans | 467,054,000 | 490,238,000 | 495,347,000 | 503,449,000 |
| Allowance for loan losses | 6,457,000 | 6,474,000 | 6,924,000 | 7,427,000 |
| Securities available for sale | 163,219,000 | 163,037,000 | 188,660,000 | 193,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 570,321,000 | 651,076,000 | 670,131,000 | 674,635,000 |
| Interest-bearing deposits | 557,897,000 | 631,604,000 | 650,548,000 | 517,432,000 |
| Noninterest-bearing deposits | 12,424,000 | 19,472,000 | 19,583,000 | 157,203,000 |
| Equity capital | 63,916,000 | 72,604,000 | 75,021,000 | 76,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,763,000 | 15,906,000 | 23,655,000 | 31,325,000 |
| Interest expense | 1,364,000 | 2,385,000 | 3,320,000 | 4,156,000 |
| Net interest income | 6,399,000 | 13,521,000 | 20,335,000 | 27,169,000 |
| Noninterest income | 2,044,000 | 3,921,000 | 6,151,000 | 8,229,000 |
| Noninterest expense | 6,118,000 | 11,930,000 | 18,083,000 | 24,457,000 |
| Provision for loan losses | 375,000 | 825,000 | 1,425,000 | 2,025,000 |
| Pretax income | 1,950,000 | 4,687,000 | 6,978,000 | 8,916,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,950,000 | 4,687,000 | 6,978,000 | 8,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,787,000 | 67,006,000 | 68,951,000 | 70,529,000 |