Call reports 2019
VISION BANK — 2019
What VISION BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 676,837,000 | 689,033,000 | 680,289,000 | 690,210,000 |
| Total loans | 473,728,000 | 468,703,000 | 477,765,000 | 478,832,000 |
| Allowance for loan losses | 6,426,000 | 6,483,000 | 6,388,000 | 6,320,000 |
| Securities available for sale | 134,720,000 | 137,626,000 | 148,347,000 | 153,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,121,000 | 526,067,000 | 524,788,000 | 535,122,000 |
| Interest-bearing deposits | 513,436,000 | 511,222,000 | 513,365,000 | 522,849,000 |
| Noninterest-bearing deposits | 15,685,000 | 14,845,000 | 11,423,000 | 12,273,000 |
| Equity capital | 63,243,000 | 66,928,000 | 69,239,000 | 70,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,368,000 | 15,051,000 | 23,074,000 | 31,055,000 |
| Interest expense | 1,056,000 | 2,214,000 | 3,540,000 | 4,935,000 |
| Net interest income | 6,312,000 | 12,837,000 | 19,534,000 | 26,120,000 |
| Noninterest income | 1,908,000 | 4,016,000 | 6,130,000 | 8,239,000 |
| Noninterest expense | 6,192,000 | 12,486,000 | 18,682,000 | 24,941,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,468,000 |
| Pretax income | 1,653,000 | 3,618,000 | 5,884,000 | 7,977,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,653,000 | 3,618,000 | 5,884,000 | 7,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,503,000 | 64,977,000 | 66,941,000 | 68,734,000 |
| Total capital | 69,592,000 | 71,075,000 | 73,061,000 | 74,925,000 |
| Risk-weighted assets | 486,774,000 | 487,442,000 | 489,301,000 | 495,150,000 |