Call reports 2018
VISION BANK — 2018
What VISION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 662,632,000 | 654,046,000 | 647,472,000 | 652,958,000 |
| Total loans | 445,076,000 | 448,546,000 | 455,839,000 | 465,593,000 |
| Allowance for loan losses | 5,877,000 | 6,049,000 | 6,301,000 | 6,288,000 |
| Securities available for sale | 141,105,000 | 143,526,000 | 139,040,000 | 134,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,617,000 | 514,241,000 | 503,554,000 | 505,280,000 |
| Interest-bearing deposits | 502,602,000 | 498,811,000 | 489,122,000 | 490,731,000 |
| Noninterest-bearing deposits | 20,015,000 | 15,430,000 | 14,432,000 | 14,549,000 |
| Equity capital | 61,010,000 | 62,186,000 | 62,908,000 | 65,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,795,000 | 13,834,000 | 20,953,000 | 28,164,000 |
| Interest expense | 645,000 | 1,323,000 | 2,157,000 | 3,112,000 |
| Net interest income | 6,150,000 | 12,511,000 | 18,796,000 | 25,052,000 |
| Noninterest income | 1,970,000 | 3,921,000 | 5,818,000 | 7,839,000 |
| Noninterest expense | 5,586,000 | 11,366,000 | 17,344,000 | 23,511,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,463,000 |
| Pretax income | 2,159,000 | 4,316,000 | 6,145,000 | 7,917,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,159,000 | 4,316,000 | 6,145,000 | 7,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,374,000 | 63,974,000 | 65,487,000 | 66,874,000 |
| Total capital | 68,164,000 | 69,841,000 | 71,428,000 | 72,878,000 |
| Risk-weighted assets | 463,130,000 | 469,151,000 | 474,944,000 | 480,009,000 |