Call reports 2017
VISION BANK — 2017
What VISION BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 629,156,000 | 643,241,000 | 646,083,000 | 658,185,000 |
| Total loans | 435,336,000 | 436,812,000 | 441,205,000 | 447,712,000 |
| Allowance for loan losses | 5,977,000 | 5,898,000 | 5,713,000 | 5,756,000 |
| Securities available for sale | 138,162,000 | 141,168,000 | 137,169,000 | 138,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,232,000 | 500,302,000 | 501,225,000 | 507,991,000 |
| Interest-bearing deposits | 475,697,000 | 482,227,000 | 481,415,000 | 490,877,000 |
| Noninterest-bearing deposits | 21,535,000 | 18,075,000 | 19,810,000 | 17,114,000 |
| Equity capital | 60,791,000 | 63,367,000 | 64,661,000 | 65,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,251,000 | 12,650,000 | 19,222,000 | 25,950,000 |
| Interest expense | 522,000 | 1,095,000 | 1,693,000 | 2,309,000 |
| Net interest income | 5,729,000 | 11,555,000 | 17,529,000 | 23,641,000 |
| Noninterest income | 1,896,000 | 3,622,000 | 5,277,000 | 7,083,000 |
| Noninterest expense | 5,906,000 | 11,647,000 | 17,385,000 | 23,180,000 |
| Provision for loan losses | 215,000 | 429,000 | 644,000 | 1,124,000 |
| Pretax income | 1,504,000 | 3,165,000 | 4,841,000 | 6,484,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,504,000 | 3,165,000 | 4,841,000 | 6,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,438,000 | 61,811,000 | 63,236,000 | 64,521,000 |
| Total capital | 66,073,000 | 67,509,000 | 68,957,000 | 70,282,000 |
| Risk-weighted assets | 450,383,000 | 455,580,000 | 457,652,000 | 464,565,000 |