Call report 2014Q4
VISION BANK — 2014Q4
The 22 measures VISION BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 653,775,000 | USD | evidence → |
| Total loans | 385,045,000 | USD | evidence → |
| Allowance for loan losses | 4,972,000 | USD | evidence → |
| Securities available for sale | 215,594,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 484,841,000 | USD | evidence → |
| Interest-bearing deposits | 459,264,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,577,000 | USD | evidence → |
| Equity capital | 63,803,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,447,000 | USD | evidence → |
| Interest expense | 2,879,000 | USD | evidence → |
| Net interest income | 22,568,000 | USD | evidence → |
| Noninterest income | 6,839,000 | USD | evidence → |
| Noninterest expense | 21,533,000 | USD | evidence → |
| Provision for loan losses | 1,500,000 | USD | evidence → |
| Pretax income | 7,110,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 7,110,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,672,000 | USD | evidence → |
| Total capital | 65,666,000 | USD | evidence → |
| Risk-weighted assets | 419,127,000 | USD | evidence → |