Call reports 2011
VISION BANK — 2011
What VISION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 568,885,000 | 587,242,000 | 538,216,000 | 552,016,000 |
| Total loans | 344,360,000 | 347,414,000 | 342,645,000 | 340,994,000 |
| Allowance for loan losses | 4,521,000 | 4,907,000 | 4,312,000 | 4,122,000 |
| Securities available for sale | 133,765,000 | 151,654,000 | 147,956,000 | 137,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,913,000 | 437,628,000 | 391,906,000 | 412,153,000 |
| Interest-bearing deposits | 404,318,000 | 415,426,000 | 370,844,000 | 389,466,000 |
| Noninterest-bearing deposits | 19,594,000 | 22,202,000 | 21,062,000 | 22,687,000 |
| Equity capital | 45,495,000 | 47,779,000 | 51,017,000 | 52,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,253,000 | 12,647,000 | 19,027,000 | 25,424,000 |
| Interest expense | 1,190,000 | 2,375,000 | 3,417,000 | 4,403,000 |
| Net interest income | 5,063,000 | 10,272,000 | 15,610,000 | 21,021,000 |
| Noninterest income | 1,123,000 | 2,290,000 | 3,730,000 | 5,140,000 |
| Noninterest expense | 4,627,000 | 9,155,000 | 13,699,000 | 18,259,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 1,624,000 | 1,828,000 |
| Pretax income | 791,000 | 1,890,000 | 3,946,000 | 6,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 791,000 | 1,890,000 | 3,946,000 | 6,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,733,000 | 45,419,000 | 47,198,000 | 48,980,000 |
| Total capital | 49,287,000 | 50,134,000 | 51,540,000 | 53,124,000 |
| Risk-weighted assets | 370,492,000 | 377,022,000 | 365,697,000 | 368,019,000 |