Call report 2007Q4
VISION BANK — 2007Q4
The 22 measures VISION BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 493,923,000 | USD | evidence → |
| Total loans | 268,922,000 | USD | evidence → |
| Allowance for loan losses | 2,803,000 | USD | evidence → |
| Securities available for sale | 156,665,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 299,130,000 | USD | evidence → |
| Interest-bearing deposits | 245,537,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,593,000 | USD | evidence → |
| Equity capital | 38,992,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,652,000 | USD | evidence → |
| Interest expense | 14,082,000 | USD | evidence → |
| Net interest income | 14,570,000 | USD | evidence → |
| Noninterest income | 4,750,000 | USD | evidence → |
| Noninterest expense | 12,538,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | 4,754,000 | USD | evidence → |
| Income tax | -54,000 | USD | evidence → |
| Net income | 4,808,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,206,000 | USD | evidence → |
| Total capital | 42,009,000 | USD | evidence → |
| Risk-weighted assets | 385,840,000 | USD | evidence → |