Call report 2004Q4
VISION BANK — 2004Q4
The 22 measures VISION BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 363,443,000 | USD | evidence → |
| Total loans | 192,002,000 | USD | evidence → |
| Allowance for loan losses | 2,824,000 | USD | evidence → |
| Securities available for sale | 125,824,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,568,000 | USD | evidence → |
| Interest-bearing deposits | 189,999,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,569,000 | USD | evidence → |
| Equity capital | 25,679,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,259,000 | USD | evidence → |
| Interest expense | 5,211,000 | USD | evidence → |
| Net interest income | 11,048,000 | USD | evidence → |
| Noninterest income | 3,959,000 | USD | evidence → |
| Noninterest expense | 10,023,000 | USD | evidence → |
| Provision for loan losses | 525,000 | USD | evidence → |
| Pretax income | 4,606,000 | USD | evidence → |
| Income tax | 1,289,000 | USD | evidence → |
| Net income | 3,317,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,345,000 | USD | evidence → |
| Total capital | 28,129,000 | USD | evidence → |
| Risk-weighted assets | 222,668,000 | USD | evidence → |