Call reports 2001
VISION BANK — 2001
What VISION BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 264,844,000 | 266,266,000 | 269,368,000 | 273,898,000 |
| Total loans | 142,260,000 | 144,612,000 | 153,492,000 | 162,074,000 |
| Allowance for loan losses | 1,941,000 | 1,804,000 | 1,728,000 | 2,021,000 |
| Securities available for sale | 95,464,000 | 93,317,000 | 95,222,000 | 92,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,062,000 | 207,951,000 | 208,019,000 | 207,532,000 |
| Interest-bearing deposits | 176,261,000 | 178,791,000 | 179,163,000 | 176,368,000 |
| Noninterest-bearing deposits | 29,801,000 | 29,160,000 | 28,856,000 | 31,164,000 |
| Equity capital | 25,885,000 | 26,774,000 | 28,819,000 | 27,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,915,000 | 9,714,000 | 14,530,000 | 19,252,000 |
| Interest expense | 2,465,000 | 4,732,000 | 6,816,000 | 8,613,000 |
| Net interest income | 2,450,000 | 4,982,000 | 7,714,000 | 10,639,000 |
| Noninterest income | 708,000 | 1,631,000 | 2,699,000 | 3,581,000 |
| Noninterest expense | 1,851,000 | 3,777,000 | 5,822,000 | 7,861,000 |
| Provision for loan losses | 96,000 | 192,000 | 342,000 | 742,000 |
| Pretax income | 1,204,000 | 2,637,000 | 4,274,000 | 5,640,000 |
| Income tax | 364,000 | 796,000 | 1,280,000 | 1,587,000 |
| Net income | 840,000 | 1,841,000 | 2,994,000 | 4,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,242,000 | 26,237,000 | 27,368,000 | 26,355,000 |
| Total capital | 27,184,000 | 28,042,000 | 29,096,000 | 28,376,000 |
| Risk-weighted assets | 160,495,000 | 167,587,000 | 176,653,000 | 178,750,000 |