Call reports 2015
GATEWAY BANK OF FLORIDA — 2015
What GATEWAY BANK OF FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 225,911,000 | 218,663,000 | 227,518,000 | 245,521,000 |
| Total loans | 109,014,000 | 103,484,000 | 113,753,000 | 118,001,000 |
| Allowance for loan losses | 2,030,000 | 1,930,000 | 1,937,000 | 1,938,000 |
| Securities available for sale | 75,492,000 | 74,285,000 | 74,492,000 | 92,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,536,000 | 189,276,000 | 191,679,000 | 204,529,000 |
| Interest-bearing deposits | 156,175,000 | 158,108,000 | 163,643,000 | 174,728,000 |
| Noninterest-bearing deposits | 28,361,000 | 31,168,000 | 28,036,000 | 29,801,000 |
| Equity capital | 26,172,000 | 26,010,000 | 26,896,000 | 27,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,677,000 | 5,486,000 | 7,521,000 |
| Interest expense | 370,000 | 634,000 | 904,000 | 1,189,000 |
| Net interest income | 1,473,000 | 3,043,000 | 4,582,000 | 6,332,000 |
| Noninterest income | -1,966,000 | -1,974,000 | -1,880,000 | -1,787,000 |
| Noninterest expense | 1,432,000 | 2,643,000 | 3,814,000 | 4,936,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 315,000 | 766,000 | 1,228,000 | 2,045,000 |
| Income tax | 65,000 | 194,000 | 233,000 | 460,000 |
| Net income | 250,000 | 572,000 | 995,000 | 1,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,063,000 | 26,420,000 | 26,849,000 | 27,316,000 |
| Total capital | 27,749,000 | 28,008,000 | 28,581,000 | 29,144,000 |
| Risk-weighted assets | 134,573,000 | 126,723,000 | 138,351,000 | 146,180,000 |