Call reports 2014
GATEWAY BANK OF FLORIDA — 2014
What GATEWAY BANK OF FLORIDA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 249,158,000 | 254,918,000 | 227,171,000 | 244,091,000 |
| Total loans | 80,928,000 | 93,787,000 | 96,209,000 | 107,764,000 |
| Allowance for loan losses | 2,090,000 | 2,175,000 | 2,028,000 | 2,030,000 |
| Securities available for sale | 119,256,000 | 95,535,000 | 95,566,000 | 99,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,679,000 | 228,815,000 | 194,228,000 | 212,908,000 |
| Interest-bearing deposits | 205,339,000 | 208,050,000 | 169,881,000 | 189,477,000 |
| Noninterest-bearing deposits | 20,340,000 | 20,765,000 | 24,347,000 | 23,431,000 |
| Equity capital | 22,842,000 | 25,413,000 | 25,597,000 | 26,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,148,000 | 4,526,000 | 6,598,000 | 8,616,000 |
| Interest expense | 821,000 | 1,571,000 | 2,177,000 | 2,635,000 |
| Net interest income | 1,327,000 | 2,955,000 | 4,421,000 | 5,981,000 |
| Noninterest income | -4,000 | -263,000 | -1,228,000 | -1,345,000 |
| Noninterest expense | 1,256,000 | 2,359,000 | 3,998,000 | 5,207,000 |
| Provision for loan losses | 0 | 0 | -150,000 | -150,000 |
| Pretax income | 166,000 | 385,000 | 1,225,000 | 1,484,000 |
| Income tax | -150,000 | -329,000 | -176,000 | -214,000 |
| Net income | 316,000 | 714,000 | 1,401,000 | 1,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,038,000 | 24,247,000 | 25,132,000 | 25,415,000 |
| Total capital | 25,640,000 | 25,870,000 | 26,648,000 | 27,047,000 |
| Risk-weighted assets | 127,712,000 | 129,321,000 | 120,734,000 | 130,186,000 |