Call reports 2013
GATEWAY BANK OF FLORIDA — 2013
What GATEWAY BANK OF FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 245,385,000 | 256,368,000 | 261,387,000 | 257,787,000 |
| Total loans | 78,111,000 | 79,746,000 | 79,720,000 | 80,931,000 |
| Allowance for loan losses | 2,208,000 | 1,935,000 | 1,929,000 | 2,088,000 |
| Securities available for sale | 140,433,000 | 137,581,000 | 118,942,000 | 108,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,666,000 | 226,474,000 | 240,138,000 | 236,547,000 |
| Interest-bearing deposits | 187,906,000 | 208,588,000 | 222,731,000 | 217,168,000 |
| Noninterest-bearing deposits | 18,760,000 | 17,886,000 | 17,407,000 | 19,379,000 |
| Equity capital | 23,118,000 | 20,522,000 | 20,464,000 | 20,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 4,057,000 | 6,177,000 | 8,305,000 |
| Interest expense | 299,000 | 713,000 | 1,447,000 | 2,321,000 |
| Net interest income | 1,625,000 | 3,344,000 | 4,730,000 | 5,984,000 |
| Noninterest income | 55,000 | 1,557,000 | 4,300,000 | 4,027,000 |
| Noninterest expense | 1,140,000 | 2,328,000 | 3,459,000 | 4,591,000 |
| Provision for loan losses | 0 | -275,000 | -275,000 | -125,000 |
| Pretax income | 886,000 | 3,194,000 | 5,210,000 | 2,405,000 |
| Income tax | 70,000 | 650,000 | 1,158,000 | -90,000 |
| Net income | 816,000 | 2,544,000 | 4,052,000 | 2,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,415,000 | 24,152,000 | 25,667,000 | 23,850,000 |
| Total capital | 23,958,000 | 25,826,000 | 27,316,000 | 25,463,000 |
| Risk-weighted assets | 127,215,000 | 133,665,000 | 131,710,000 | 128,590,000 |