Call reports 2012
GATEWAY BANK OF FLORIDA — 2012
What GATEWAY BANK OF FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 205,003,000 | 220,117,000 | 221,202,000 | 230,697,000 |
| Total loans | 86,477,000 | 84,404,000 | 81,261,000 | 75,067,000 |
| Allowance for loan losses | 3,544,000 | 2,713,000 | 2,222,000 | 2,207,000 |
| Securities available for sale | 96,611,000 | 110,798,000 | 114,139,000 | 131,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,739,000 | 166,488,000 | 177,872,000 | 183,170,000 |
| Interest-bearing deposits | 137,584,000 | 152,978,000 | 163,114,000 | 165,718,000 |
| Noninterest-bearing deposits | 14,155,000 | 13,510,000 | 14,758,000 | 17,452,000 |
| Equity capital | 20,439,000 | 21,767,000 | 23,117,000 | 23,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,919,000 | 3,893,000 | 5,791,000 | 7,690,000 |
| Interest expense | 307,000 | 618,000 | 886,000 | 1,166,000 |
| Net interest income | 1,612,000 | 3,275,000 | 4,905,000 | 6,524,000 |
| Noninterest income | -194,000 | -206,000 | -171,000 | -411,000 |
| Noninterest expense | 1,129,000 | 2,266,000 | 3,415,000 | 4,502,000 |
| Provision for loan losses | 329,000 | 329,000 | 929,000 | 1,309,000 |
| Pretax income | 481,000 | 1,986,000 | 3,665,000 | 3,577,000 |
| Income tax | 108,000 | 542,000 | 972,000 | 752,000 |
| Net income | 373,000 | 1,444,000 | 2,693,000 | 2,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,109,000 | 20,189,000 | 21,449,000 | 21,591,000 |
| Total capital | 20,495,000 | 21,608,000 | 22,895,000 | 23,042,000 |
| Risk-weighted assets | 108,718,000 | 112,197,000 | 114,412,000 | 115,317,000 |