Call reports 2011
GATEWAY BANK OF FLORIDA — 2011
What GATEWAY BANK OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 192,153,000 | 189,878,000 | 192,817,000 | 192,270,000 |
| Total loans | 94,536,000 | 91,472,000 | 89,136,000 | 87,505,000 |
| Allowance for loan losses | 4,928,000 | 4,385,000 | 4,251,000 | 3,267,000 |
| Securities available for sale | 73,680,000 | 76,740,000 | 82,610,000 | 81,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,335,000 | 140,770,000 | 149,750,000 | 147,698,000 |
| Interest-bearing deposits | 133,487,000 | 130,029,000 | 137,839,000 | 134,497,000 |
| Noninterest-bearing deposits | 14,848,000 | 10,741,000 | 11,911,000 | 13,201,000 |
| Equity capital | 16,967,000 | 18,253,000 | 19,691,000 | 20,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,419,000 | 6,600,000 | 8,637,000 |
| Interest expense | 481,000 | 927,000 | 1,323,000 | 1,640,000 |
| Net interest income | 1,693,000 | 3,492,000 | 5,277,000 | 6,997,000 |
| Noninterest income | 46,000 | -476,000 | -613,000 | -597,000 |
| Noninterest expense | 1,061,000 | 2,179,000 | 3,305,000 | 4,439,000 |
| Provision for loan losses | 371,000 | 371,000 | 371,000 | 695,000 |
| Pretax income | 471,000 | 709,000 | 1,700,000 | 2,577,000 |
| Income tax | 27,000 | 117,000 | 490,000 | 787,000 |
| Net income | 444,000 | 592,000 | 1,210,000 | 1,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,178,000 | 16,198,000 | 17,883,000 | 18,648,000 |
| Total capital | 16,620,000 | 17,593,000 | 19,270,000 | 20,009,000 |
| Risk-weighted assets | 111,839,000 | 108,618,000 | 108,141,000 | 107,006,000 |