Call reports 2010
GATEWAY BANK OF FLORIDA — 2010
What GATEWAY BANK OF FLORIDA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 190,027,000 | 180,668,000 | 186,768,000 | 191,265,000 |
| Total loans | 106,716,000 | 105,546,000 | 100,541,000 | 96,631,000 |
| Allowance for loan losses | 3,585,000 | 5,080,000 | 4,732,000 | 5,108,000 |
| Securities available for sale | 64,868,000 | 57,499,000 | 61,946,000 | 74,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,787,000 | 127,806,000 | 135,348,000 | 143,744,000 |
| Interest-bearing deposits | 123,260,000 | 119,114,000 | 125,759,000 | 132,547,000 |
| Noninterest-bearing deposits | 8,527,000 | 8,692,000 | 9,589,000 | 11,197,000 |
| Equity capital | 16,475,000 | 16,362,000 | 16,889,000 | 16,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,262,000 | 4,355,000 | 6,413,000 | 8,564,000 |
| Interest expense | 589,000 | 1,142,000 | 1,650,000 | 2,155,000 |
| Net interest income | 1,673,000 | 3,213,000 | 4,763,000 | 6,409,000 |
| Noninterest income | 30,000 | 55,000 | -229,000 | -268,000 |
| Noninterest expense | 1,024,000 | 2,008,000 | 3,022,000 | 4,013,000 |
| Provision for loan losses | 631,000 | 2,374,000 | 4,233,000 | 7,310,000 |
| Pretax income | 48,000 | 17,000 | -1,186,000 | -3,529,000 |
| Income tax | 21,000 | 12,000 | -438,000 | -1,170,000 |
| Net income | 27,000 | 5,000 | -748,000 | -2,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,491,000 | 15,409,000 | 15,378,000 | 14,830,000 |
| Total capital | 17,021,000 | 16,904,000 | 16,841,000 | 16,304,000 |
| Risk-weighted assets | 120,382,000 | 116,013,000 | 113,786,000 | 114,255,000 |