Call reports 2009
GATEWAY BANK OF FLORIDA — 2009
What GATEWAY BANK OF FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 169,776,000 | 184,337,000 | 192,527,000 | 184,540,000 |
| Total loans | 115,432,000 | 117,333,000 | 116,141,000 | 108,799,000 |
| Allowance for loan losses | 2,391,000 | 2,815,000 | 3,900,000 | 2,971,000 |
| Securities available for sale | 42,486,000 | 53,873,000 | 61,068,000 | 64,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,969,000 | 129,058,000 | 141,051,000 | 124,865,000 |
| Interest-bearing deposits | 112,178,000 | 123,511,000 | 135,117,000 | 118,068,000 |
| Noninterest-bearing deposits | 4,791,000 | 5,547,000 | 5,934,000 | 6,797,000 |
| Equity capital | 15,199,000 | 15,278,000 | 16,409,000 | 16,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,164,000 | 4,447,000 | 6,764,000 | 9,055,000 |
| Interest expense | 890,000 | 1,712,000 | 2,485,000 | 3,142,000 |
| Net interest income | 1,274,000 | 2,735,000 | 4,279,000 | 5,913,000 |
| Noninterest income | 22,000 | 42,000 | 64,000 | -13,000 |
| Noninterest expense | 879,000 | 1,873,000 | 2,796,000 | 3,822,000 |
| Provision for loan losses | 430,000 | 854,000 | 1,979,000 | 3,747,000 |
| Pretax income | 21,000 | 84,000 | 175,000 | -981,000 |
| Income tax | 11,000 | 38,000 | 75,000 | -358,000 |
| Net income | 10,000 | 46,000 | 100,000 | -623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,616,000 | 14,661,000 | 15,722,000 | 15,602,000 |
| Total capital | 16,195,000 | 16,266,000 | 17,351,000 | 17,147,000 |
| Risk-weighted assets | 125,483,000 | 127,195,000 | 128,058,000 | 122,288,000 |