Call reports 2007
GATEWAY BANK OF FLORIDA — 2007
What GATEWAY BANK OF FLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 118,995,000 | 106,254,000 | 119,238,000 | 124,566,000 |
| Total loans | 75,483,000 | 79,276,000 | 84,879,000 | 96,799,000 |
| Allowance for loan losses | 1,115,000 | 1,228,000 | 1,225,000 | 1,295,000 |
| Securities available for sale | 11,927,000 | 11,143,000 | 10,855,000 | 10,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,883,000 | 90,837,000 | 103,076,000 | 108,187,000 |
| Interest-bearing deposits | 84,551,000 | 75,069,000 | 95,603,000 | 100,970,000 |
| Noninterest-bearing deposits | 19,332,000 | 15,768,000 | 7,473,000 | 7,217,000 |
| Equity capital | 14,544,000 | 14,404,000 | 14,634,000 | 14,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 4,120,000 | 6,215,000 | 8,018,000 |
| Interest expense | 985,000 | 2,013,000 | 3,179,000 | 4,305,000 |
| Net interest income | 1,021,000 | 2,107,000 | 3,036,000 | 3,713,000 |
| Noninterest income | 41,000 | 88,000 | 105,000 | 125,000 |
| Noninterest expense | 964,000 | 1,912,000 | 2,688,000 | 3,365,000 |
| Provision for loan losses | 234,000 | 347,000 | 344,000 | 426,000 |
| Pretax income | -136,000 | -64,000 | 109,000 | 47,000 |
| Income tax | -53,000 | -26,000 | 39,000 | 23,000 |
| Net income | -83,000 | -38,000 | 70,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,550,000 | 14,598,000 | 14,708,000 | 14,665,000 |
| Total capital | 15,629,000 | 15,693,000 | 15,862,000 | 15,901,000 |
| Risk-weighted assets | 86,285,000 | 87,455,000 | 92,280,000 | 102,876,000 |