Call reports 2009
MARQUIS BANK — 2009
What MARQUIS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,339,000 | 46,717,000 | 55,184,000 | 52,049,000 |
| Total loans | 33,357,000 | 36,356,000 | 37,152,000 | 38,918,000 |
| Allowance for loan losses | 416,000 | 459,000 | 875,000 | 897,000 |
| Securities available for sale | 0 | 0 | 0 | 6,662,000 |
| Securities held to maturity | 601,000 | 523,000 | 503,000 | 486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,222,000 | 27,264,000 | 35,427,000 | 32,843,000 |
| Interest-bearing deposits | 18,097,000 | 24,349,000 | 31,959,000 | 29,798,000 |
| Noninterest-bearing deposits | 2,125,000 | 2,915,000 | 3,468,000 | 3,045,000 |
| Equity capital | 16,417,000 | 15,737,000 | 15,031,000 | 14,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,041,000 | 1,570,000 | 2,135,000 |
| Interest expense | 116,000 | 288,000 | 479,000 | 673,000 |
| Net interest income | 423,000 | 753,000 | 1,091,000 | 1,462,000 |
| Noninterest income | 9,000 | 22,000 | 34,000 | 45,000 |
| Noninterest expense | 656,000 | 1,237,000 | 1,877,000 | 2,825,000 |
| Provision for loan losses | 96,000 | 538,000 | 954,000 | 976,000 |
| Pretax income | -320,000 | -1,000,000 | -1,706,000 | -2,294,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -320,000 | -1,000,000 | -1,706,000 | -2,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,417,000 | 15,737,000 | 15,031,000 | 14,443,000 |
| Total capital | 16,813,000 | 16,190,000 | 15,539,000 | 14,954,000 |
| Risk-weighted assets | 33,959,000 | 36,269,000 | 40,304,000 | 40,471,000 |